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AHRI ProCover Professional Indemnity Insurance

We've got you covered

There are risks associated with being an HR professional. Recent legislative changes have opened up the options leading to the personal liability of individual HR practitioners found to have breached the law.

In response to this, the Australian Human Resources Institute launched AHRI ProCover, a professional indemnity master policy for professional members.

AHRI has partnered with Austbrokers Countrywide to bring members a professional indemnity insurance policy that will keep you covered when you need it. AHRI ProCover protects members from risks as an employee where your employer may not protect you, or you may be held personally liable.

In most cases, as an AHRI professional member, there's nothing you have to do - you're automatically covered. Some exclusions apply - please read below for further information.

If you're not an AHRI professional member but would like to enjoy the peace of mind that AHRI ProCover brings, click here to become a member.

Who is protected by AHRI ProCover?

  • All financial professional members (Graduate, MAHRI, CAHRI, CPHR, FCPHR and FAHRI) of the Australian Human Resource Institute (AHRI) who are engaged in human resource activities
  • Employee members in the event that they are exposed to litigation with no cover from their employer or are personally named in a legal action relating to their human resources activities
  • All consultants (small business owners) who are financial members of AHRI and generate gross fees of up to $150,000 annually from human resources related consultancy advice services

For AHRI members who operate a consultancy business that generates more than $150,000 in gross consultancy fees per annum, AHRI and Austbrokers Countrywide have a consultant facility that leverages the scale of AHRI ProCover to provide significant premium discounts for AHRI consultant members. Contact Austbrokers Countrywide for an obligation free quotation ph:1800 245 123.

Austbrokers Countrywide can also provide you with a Certificate of Currency, as evidence of your cover under the AHRI ProCover policy. Please provide them with your member ID when you call.

You may also wish to speak to Austbrokers Countrywide if:

  • You undertake broader business activities beyond human resources
  • Where you have consulting income in excess of $150,000 (gross) per annum

Austbrokers Countrywide can also provide you with a quotation for alternative forms of insurance, including public liability, or discuss appropriate insurance policies for members who undertake a range of business activities that may not fall under the general classification of human resources.

Read more

Download the full policy schedule

Download the generic policy wording


For general information on AHRI ProCover or to check your membership status or level please contact the AHRI Member Career Support on 03 9918 9230 or email

To obtain a certificate of currency, or to discuss the specific details of the policy please contact Austbrokers Countrywide on 1800 245 123


The AHRI Professional Indemnity Master Policy (AHRI ProCover) is exclusively available to current financial AHRI professional members: registered Graduate Member, Professional Member MAHRI, Professional Member CAHRI, Fellow FAHRI, Certified Practitioner CPHR and  Fellow Certified Practitioner FCPHR or Life Fellow. Affiliate and Student Members are not covered by this policy and should seek to upgrade if working in an HR function. AHRI ProCover is underwritten by Pacific Indemnity Underwriting Solutions Pty Ltd ACN 606 511 639 - on behalf of CGU Insurance Limited ABN 27 004 478 371 via Austbrokers Countrywide. Austbrokers Countrywide holds Australian Financial Services Licence No. 244436 under the Corporations Act 2001 to provide General Insurance Broking Services.


Professional members receive free professional indemnity insurance as part of their membership.

Did you know...

That AHRI represents around 20,000 HR professionals from Australia and around the globe?

AHRI Assist